Michael and I just recently started attending Dave Ramsey's Financial Peace University at our church. We are really enjoying what we're learning and we're already implementing the tips in not only our lives, but our kids lives as well!
On Sunday after our second class we had the kids do a craft with empty chocolate covered raisin containers. They got to decorate their new money banks with stickers.
Owen's bank has a log cabin and race car theme.
Ella Bean decorated hers with a bunch of puffy animal stickers.
Jack went with all predators....he's got lions, cheetahs, bears...oh my!
Here is their chart where we keep track of their progress. The responsibilities are things they are required to do because they live in this house. When they clean their room up they'll get a check mark and if they have a check mark for everyday of the week they'll get a bonus. For this particular job they're going to get paid on either Saturday night or Sunday morning. As for the boys extra jobs (we aren't too worried about Ella yet) they only have a few right now, but I'm sure we'll be adding more soon. We just wanted to get the ball rolling. When the boys do these jobs they get paid right away. So basically we're teaching the kids that they have to work for their money. They aren't going to get an allowance they get commission and if they don't do a good job they don't get paid. Also when they get paid for cleaning their rooms we are going to add up all the money they made that week and then show them the 10% that we need to give back to God as tithe. It's been fun talking to them about money and how we have to save for the things we really need. The kids have enjoyed getting to take their money out and count it!
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